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General Contractor Insurance in NJ
At Sweeney, Richards & Summers, we know the challenges general contractors face every day. Managing multiple projects, working with diverse teams, and navigating an ever-changing industry means facing unique risks. That’s why we offer insurance plans for general contractors. Our insurance coverage options are designed to protect your business from unexpected setbacks—so you can focus on what you do best.
About General Contracting Insurance
As a general contractor, you’re exposed to a variety of risks, from property damage and workplace accidents to disputes over contracts. Whether you’re handling a residential renovation or a large-scale commercial project, having the right insurance gives you the protection you need. Our coverage shields your business from unexpected costs and liabilities, offering peace of mind so you can focus on delivering quality results to your clients. Build with confidence, knowing you’re covered.
Insurance for General Contractors
General Liability Insurance
Protects your business from third-party claims, including bodily injury, property damage, or personal injury. Essential for safeguarding your company against lawsuits that can result from accidents on-site or during operations.
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Workers' Compensation Insurance
Provides coverage for medical expenses and lost wages when employees are injured on the job. This policy helps ensure their recovery while keeping your business compliant with legal requirements.
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Commercial Auto Insurance
Covers your business vehicles, whether used to transport tools, materials, or staff. Protects against damages, accidents, and liability claims, ensuring your operations continue without disruption.
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Builder's Risk Insurance
Covers materials, tools, and structures under construction from events like fire, theft, or vandalism. It protects your investment in ongoing projects, helping you avoid major financial setbacks.
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Professional Liability Insurance
Provides protection against claims of errors, omissions, or negligence in your professional services. This coverage is essential for businesses offering expertise or advice, shielding you from costly disputes and reputational harm.
Equipment and Tool Coverage
Protects your valuable tools and equipment against damage, theft, or loss. Minimizes downtime and keeps your projects on track without financial strain.
Who Choose Our Insurance Pros?
We’ve spent years working with contractors like you, helping businesses stay protected with reliable and affordable insurance. Our team is dedicated to understanding your unique risks and crafting policies that meet your specific needs. With fast claims processing, expert advice, and exceptional customer service, we’re here to support you every step of the way.
Be Smart, Be Proactive, & Get a Quote
Protect your business, your team, and your future with general contractor insurance policies from Sweeney, Richards & Summers. Our tailored policies are designed to cover the unique risks contractors face, including liability, property damage, and workers' compensation. Whether you're managing a small renovation or a large-scale construction project, we've got you covered.
Contact us today for a free quote or to speak with one of our experienced agents who will guide you through the process. Together, we’ll create a comprehensive policy that gives you the protection you need and the confidence to tackle any project with peace of mind. Let’s build something great, starting with your security!
