Four Reasons to get Renters Insurance

Getting your first apartment is an exciting time as is moving into a brand new one that you love and have been waiting for.

After the beer and pizza payments for moving are over, after all the pictures have been hung, and after the first rent payment has been made, you still may be forgetting something: renters insurance.

Renters insurance can be an afterthought for some, but here are a few reasons it may be something to consider, even before you make the move.

1. It’s Relatively Cheap: According to the National Association of Insurance Commissioners, the average renter's insurance policy cost $187 a year in 2011. That’s per YEAR. It’s not as cheap as Netflix, but it’s close.

2. It Covers Your Personal Property: Renters insurance covers your property through a wide variety of maladies that can include, but are not limited to, smoke, fire, theft, vandalism, damage by vehicles, and more.

3. It Provides Liability Coverage: We don’t want to think about it, but if someone else is injured in your apartment, your renters insurance can cover you for liability.

4. It Gives You Peace of Mind: You have enough to worry about when it comes to your job, neighbors, student loans, the latest cliffhanger in The Walking Dead. Renters insurance gives you one less thing to worry about at a great price.

Give Townsend Insurance Agency in Bethlehem a call for more information on renters insurance.